Sears and other retailers are feeling the anxiety too. I think that's why many of them are bringing back the layaway plan in addition to drastically reduced prices that are available even before black Friday.
The Sears Layaway plan allows you to start picking your gifts ahead of time, put a down payment on them and break up your payments before Christmas. For instance, my daughters has been eyeing some new boots and jacket as soon as the weather started getting cold. I couldn't get it for them at the time they asked for them so I thought maybe I can put it on layaway and surprise them with it for Christmas. My husband, the Craftsman man himself, has been wishing for a new power drill. He has an old Makita that is just reaching its end. He would love for santa to bring him a new power drill.
Normally, I would say lets wait on these until the after Christmas sales. But the way the prices are now and with the layaway plans, I am thinking it's highly doable to grant some wishes this year thanks to Sears and other retailers that are bringing back the practice of layaways.